Employees will be experiencing higher co-pays and deductibles in their health insurance next year as employers continue to reduce their overall coverage to deal with rapidly rising costs. A new survey of 1,700 firms in 30 industries from PwC (PriceWaterhouseCoopers) released Wednesday showed that the cost of this year’s health care claims are running slightly ahead of a year ago. As the recession-driven slowdown in discretionary health care spending began to abate, costs rose 8.0 percent compared to 7.5 percent in 2010. -The projected increase for next year is 8.5 percent, the survey showed. The health insurance premiums employers paid for their workers in 2010 stood at $13,770 for family coverage and $5049 for individuals, according to the Kaiser Family Foundation’s latest annual survey, which covers over 3,000 employers. The reported increase of 5 percent over 2009, while the smallest in a decade largely due to the recession, left employers paying premiums that were more than double what they paid in 2000.