HDHPs Pose No Additional Risk to Medically Vulnerable

The medically vulnerable who enroll in high-deductible health plans are at no more risk for cutting back on needed healthcare than other people who enroll in HDHPs, according to a RAND Corporation study. The findings are important because more low income and chronically ill people are likely to enroll in HDHPs over the next decade, the study says. Beginning in 2014, as mandated by the Affordable Care Act, Health Savings Account-based plans will be offered in health insurance exchanges to manage the individual and small group markets.

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