The 2010 health-care overhaul creates state-based health plans for those who have medical conditions that make them uninsurable in the private market. These “preexisting-condition insurance plans” (PCIPs) are intended to act as a bridge until 2014, when insurers will no longer be able to refuse to cover people with medical problems or charge them more than other consumers. As of November, about 45,000 people had signed up for those plans, far fewer than expected. Read more…
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